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I've never heard of such a thing, though I am from New York I am curious to know if it exists and what the catch is.

You have to paya couple bucks to bank and the bank rotates so you will be playing some hands as a player at some point. Different clubs have different rules but if you watch the tables and try to find a table full of players who are making a lot of bad plays then sit there and find out how to play the minimum number of hands as a player in order to be entitled to bank. Just try sitting at a BJ table at the card room, watch and ask the banker/dealer questions. They wont mind explaining it to you.Here is a link to an older article on the blackjackforum.com site.
In non-tribal card rooms, I think the player banking option rotates every two hands. You can also co-bank with the house if you don't have the bankroll, but there is a minimum amount you need to cover.

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You have to paya couple bucks to bank and the bank rotates so you will be playing some hands as a player at some point. Different clubs have different rules but if you watch the tables and try to find a table full of players who are making a lot of bad plays then sit there and find out how to play the minimum number of hands as a player in order to be entitled to bank. Just try sitting at a BJ table at the card room, watch and ask the banker/dealer questions. They wont mind explaining it to you.

It is a flat commission or is it based on total action on the hand, win/loss, etc?
I would think the best strategy would be to find the table with the heaviest action (assuming you have the bankroll). You make 4x the EV off a $100 player vs. a $25 player, which will likely exceed the additional EV from bad play by the $25 player.As I understand it, it is a flat amount for each position. Also, the player banker is not responsible for the 'bonus' bet payouts for premium hands (suited blackjack, three sevens, etc.).
This wackiness all stems from California requiring all table games to be parimutual. It is illegal to play against the house.

As I understand it, it is a flat amount for each position. Also, the player banker is not responsible for the 'bonus' bet payouts for premium hands (suited blackjack, three sevens, etc.).
This wackiness all stems from California requiring all table games to be parimutual. It is illegal to play against the house.

Except for tribal casinos right?Table games in California tribal casinos are supposed to be parimutual too. The only house vs. player games allowed are class III slot/vp machines.
Here is a link to a more up to date article on banking California table games.
Edit: Many tribal casinos in California have been allowed to offer house banked card games if they have had their compact with the Governor renewed since 1999.

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